Features

One app that actually covers the whole picture

Most finance apps do one job well and leave you to stitch the rest together. Dollarity handles bills, budgets, subscriptions, debt, forecasting, and household sharing in a single place — with a coach that knows your real numbers.

Bill pay, built in

No mainstream personal finance app actually pays your bills. Dollarity does. Every due date lands on one calendar three months out, and you pay from the same screen instead of logging into a dozen biller sites.

  • A 3-month bill calendar, not just this month
  • Reminders that arrive while you can still act
  • Scan a paper bill and let Dollarity read it
  • Bills detected automatically from your transactions

This week

Car insurance
Due Friday
$96.20
Internet
Due the 22nd — reminder set
$79.99
Electric
Paid automatically
$142.38

A coach that knows your numbers

Ask anything about your money in plain English and get an answer grounded in your actual accounts — not a generic article. "Can I afford this?" is a question with a real answer when the app can see the whole picture.

  • Answers based on your balances, bills, and habits
  • What-if scenarios: job loss, a raise, a big purchase
  • Plain language, no jargon, no lectures

Ask your coach

"Can I afford a $900 repair?"
Yes — after Friday's bills, you'd still hold $418 until payday.
"What if I lose income for 3 months?"
Your emergency fund covers 2.4 months at current spending.

Debt Freedom Coach

Minimum payments forever isn't a plan. Choose what matters to you — fastest payoff, lowest total interest, or the one that's easiest to stick with — and Dollarity builds the path and tracks the date you'll be clear.

  • Avalanche, snowball, or a hybrid you can actually keep
  • A projected debt-free date that updates as you pay
  • Interest saved, shown in dollars

Payoff progress

Credit card
62% paid off
Car loan
31% paid off
Debt-free
Projected March 2028
18 mo

Subscriptions, found and priced

Every recurring charge gets surfaced — including the ones you forgot about. See what each one actually costs per year, spot the duplicates hiding inside bundles, and get help canceling what isn't earning its keep.

  • Automatic detection from your transactions
  • Annualized cost, so the $12/mo looks like $144
  • Negotiation scripts for the bills worth arguing about

Recurring charges

Streaming bundle
Duplicate detected
$179/yr
Gym
Unused for 4 months
$420/yr
Cloud storage
Active
$99/yr

Household sharing that stays neutral

Shared budgets, bill splitting, and settle-up for couples, families, and roommates. Dollarity is the Switzerland of shared finances — it shows the math and never takes sides.

  • Split by percentage, evenly, or by custom amounts
  • Running settle-up totals, so nobody keeps a mental ledger
  • Each member keeps their own login and privacy controls

Settle up

Groceries & utilities
Split 60/40 this month
$612.40
Alex owes Sam
Settles the month
$84.15

Forecasting and pace alerts

Know what's coming before it arrives. Dollarity projects your cash flow forward, tells you what's safe to spend today, and taps you on the shoulder while there's still time to change course.

  • Safe-to-spend, calculated after every upcoming bill
  • "90% of dining budget used, 12 days left" — before, not after
  • Net worth, emergency fund, and a financial health score

Pace this month

Dining
90% used, 12 days left
Groceries
On pace
Safe to spend
After every bill is covered
$418
Getting started

Set up in minutes, not an afternoon

1

Create your account

Pick a plan — start free, or go straight to the tier you want. Email and password, or continue with Google or Apple.

2

Connect your accounts

Link your bank through Plaid — the same secure connection used by thousands of financial apps. Dollarity never sees or stores your bank login.

3

Let Dollarity do the remembering

Due-date reminders, pace alerts, and a coach that answers your questions. You check in for thirty seconds, then get on with your life.

See it with your own numbers

The free tier is enough to get your whole picture on one screen. Upgrade only when it earns it.

Already have an account? Sign in