Dollarity puts your whole money picture on one screen — bills, budgets, subscriptions, debt — and pairs it with a coach that understands your actual situation. No jargon. No juggling five apps.
Free tier forever. No credit card required to start.
Your coachLooks like you're paying for Hulu twice — once through a bundle, once directly. Want me to show you the cheaper one to keep?
One app for budgets. Another for bills. A bank app, a credit card app, a spreadsheet you stopped updating in March. Checking where you stand shouldn't be a research project.
A due date slips past and the fee lands before you knew the bill existed. Dollarity puts every due date on one calendar, three months out, with reminders that arrive while there's still time to act.
The average person is paying for at least two subscriptions they forgot about. Dollarity finds them, shows you what they cost per year, and helps you cancel the ones you don't want.
Minimum payments forever isn't a plan. The Debt Freedom Coach builds a payoff path around your real numbers — and shows you the date you could be clear.
Everything below lives in one app, on one screen, under one login. That's the whole point.
No mainstream personal finance app actually pays your bills. Dollarity does. See every bill on a 3-month calendar, get reminders before due dates, and pay from one place — instead of logging into a dozen biller websites.
Ask anything about your money in plain English — "can I afford this?" "what if I lose income for three months?" — and get answers based on your actual accounts, not generic advice.
A payoff plan built around what matters to you — fastest payoff, lowest total interest, or easiest to stick with. Progress you can see, with a projected debt-free date.
Every recurring charge, found and listed — including the ones you forgot. See the yearly cost of each, and get help canceling the ones that don't earn their keep.
Shared budgets, bill splitting, and roommate settle-up that stays neutral between people. Dollarity is the Switzerland of shared finances — it never takes sides.
A heads-up before you overspend, while there's still time to do something about it. "You've used 90% of your dining budget with 12 days left" — not a lecture after the fact.
Pick a plan — start free, or go straight to the tier you want. Email and password, or continue with Google or Apple. It takes under a minute.
Link your bank through Plaid — the same secure connection used by thousands of financial apps. Dollarity never sees or stores your bank login.
Due-date reminders, pace alerts, and a coach that answers your questions. You check in for thirty seconds, then get on with your life.
| Capability | Dollarity | Credit Karma | YNAB | Rocket Money | Copilot |
|---|---|---|---|---|---|
| Bill payment | Yes | — | — | Partial | — |
| AI coaching | Yes | — | — | — | — |
| Budgeting | Yes | Basic | Yes | Yes | Yes |
| Debt coach | Yes | — | — | — | — |
| Subscription tracking | Yes | — | — | Yes | Partial |
| Household sharing | Yes | — | — | — | — |
| Monthly price | $0–$19.99 | Free* | $14.99 | $6–$12 | $11.99 |
*Credit Karma is free because it's monetized through financial-product referrals — and it's a credit tool, not a budgeting one. Competitor details as of June 2026; pricing and features change.
Every paid tier is under $20 a month. No tier is ever required to see your own money.
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Final tier features will be confirmed at launch. Compare every plan →
Dollarity handles your financial data, so it's held to the standards of a financial institution under federal law (GLBA). Every product decision gets evaluated through one lens: does this make you safer and more confident?
Account connections run through Plaid, the same infrastructure trusted by thousands of financial apps. Dollarity never sees, stores, or transmits your bank credentials.
Your data is encrypted in transit and at rest. We collect what the product needs to work — and nothing gets sold to advertisers. Our revenue comes from subscriptions, not your data.
As a financial institution under the Gramm-Leach-Bliley Act, we're legally required to safeguard your information — with a documented security program, not just a promise on a website.
Dollarity's founder spent 20+ years in IT and cybersecurity, including nearly seven years protecting financial data at a tax software company. Security isn't a feature here — it's the foundation.
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